html{touch-action:pan-x pan-y;-webkit-text-size-adjust:100%}body{touch-action:pan-x pan-y}
:root{--color-primary:#38bdf8;--color-primary-strong:#0369a1;--color-primary-press:#075985;--color-primary-deep:#0c4a6e;--color-primary-soft:#e0f2fe;--color-primary-soft-2:#bae6fd;--color-primary-pale:#7dd3fc;--color-accent:#0369a1;--color-focus-ring:#0369a1;--color-error:#b91c1c;--color-error-soft:#fef2f2;--color-error-ring:#b91c1c40;--color-each-even:#475569;--color-text:#111827;--color-text-muted:#4b5563;--color-text-subtle:#6b7280;--color-bg:#fff;--color-section:#f0f9ff;--color-surface:#f9fafb;--color-field:#f9fafb;--color-border:#e5e7eb;--color-border-strong:#d1d5db;--color-divider:#f0f2f4;--color-ad:#e5e7eb;--color-donut-needs:#38bdf8;--color-donut-wants:#0284c7;--color-donut-savings:#0c4a6e;--donut-needs:var(--color-donut-needs);--donut-wants:var(--color-donut-wants);--donut-savings:var(--color-donut-savings);--font-en:Inter, system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;--text-display:32px;--lh-display:38px;--ls-display:-.02em;--text-hero-num:44px;--lh-hero-num:48px;--ls-hero-num:-.02em;--text-h2:20px;--lh-h2:28px;--text-h3:17px;--lh-h3:24px;--text-body:16px;--lh-body:24px;--text-caption:14px;--lh-caption:20px;--text-input-number:28px;--lh-input-number:34px;--text-total:32px;--space-1:4px;--space-2:8px;--space-3:12px;--space-4:16px;--space-5:24px;--space-6:32px;--space-7:40px;--space-8:48px;--space-9:64px;--page-x:20px;--radius-xs:8px;--radius-sm:10px;--radius-md:12px;--radius-field:14px;--radius-btn:14px;--radius-card:20px;--radius-full:9999px;--shadow-card:0 1px 2px #1118270a, 0 4px 16px #1118270f;--shadow-raised:0 1px 2px #1118270f, 0 8px 24px #11182714;--shadow-btn:0 1px 2px #11182714;--ring:0 0 0 2px #fff, 0 0 0 4px #0369a1;--size-tap-min:44px;--size-stepper-btn:48px;--size-field-h:48px;--size-btn-h:52px;--size-icon-tile:40px;--size-topbar:56px;--ad-label-h:20px;--ad-anchor-h:50px;--ad-safe:150px;--dur:.12s;--result-card-h:452px;--bp-desktop:1024px;--container-max:1120px;--container-x:40px;--nav-h-desk:64px;--grid-gap:32px;--col-aside:380px;--stepper-w:296px;--article-col:680px;--article-aside:300px;--article-gap:60px;--notes-text-max:590px;--notes-gap:150px;--notes-ad-col:300px;--notes-2col-min:1104px;--notes-x-tight:32px;--notes-stack-below:40px;--flow-art-w:112px;--flow-art-w-desk:128px;--sticky-top:24px;--ad-anchor-h-desk:90px;--ad-safe-bottom-desk:240px;--text-home-h1:56px;--lh-home-h1:64px;--text-lede-desk:18px;--lh-lede-desk:28px;--text-prose-desk:17px;--lh-prose-desk:28px;--donut-desk:260px;--donut-summary:176px}@media (min-width:1024px){:root{--page-x:40px;--size-topbar:64px;--ad-anchor-h:90px;--text-display:40px;--lh-display:48px;--text-hero-num:56px;--lh-hero-num:60px;--text-h2:24px;--lh-h2:32px;--text-h3:18px;--lh-h3:26px}}:root{--color-gray-50:#f9fafb;--color-gray-100:#f3f4f6;--color-gray-200:#e5e7eb;--color-gray-300:#d1d5db;--color-gray-400:#9ca3af;--color-gray-500:#6b7280;--color-gray-600:#4b5563;--color-gray-700:#374151;--color-gray-800:#1f2937;--color-gray-900:#111827;--font-ja:"Noto Sans JP", "BIZ UDPGothic", "Hiragino Sans", sans-serif;--text-lg:18px;--text-h1:32px;--weight-regular:400;--weight-medium:500;--weight-semibold:600;--weight-bold:700;--radius-lg:16px}
:root{--color-focus-shadow:color-mix(in srgb, var(--color-accent) 18%, transparent);--color-each-pill-bg:var(--color-primary-press);--color-each-pill-text:var(--color-primary-soft);--color-brand-mark-bar:var(--color-primary-deep);--color-on-dark:#fff;--color-avatar-1-bg:var(--color-primary);--color-avatar-1-text:var(--color-text);--color-avatar-2-bg:var(--color-primary-press);--color-avatar-2-text:#fff;--color-avatar-3-bg:var(--color-primary-pale);--color-avatar-3-text:var(--color-primary-deep);--color-avatar-4-bg:#475569;--color-avatar-4-text:#fff;--color-avatar-5-bg:#e8dcc4;--color-avatar-5-text:var(--color-text);--color-avatar-6-bg:#cbd5e1;--color-avatar-6-text:var(--color-text)}
@font-face{font-family:Inter;src:url(/fonts/InterVariable.woff2)format("woff2");font-weight:100 900;font-style:normal;font-display:optional}html{-webkit-text-size-adjust:100%}*{box-sizing:border-box}html,body{margin:0}body{font-family:var(--font-en);font-size:var(--text-body);line-height:var(--lh-body);color:var(--color-text);background:var(--color-bg);font-variant-numeric:tabular-nums;-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility}@media (max-width:359px){:root{--page-x:16px;--text-display:28px;--lh-display:34px;--text-hero-num:40px;--lh-hero-num:44px}}a{color:var(--color-accent);text-decoration:none}a:hover{text-underline-offset:3px;text-decoration:underline}:focus-visible{outline:2px solid var(--color-focus-ring);outline-offset:2px}button{font:inherit;color:inherit}.ic{flex:none;width:24px;height:24px;display:block}.ic.s{width:20px;height:20px}.ic.xs{width:16px;height:16px}.wrap{padding:0 var(--page-x);max-width:480px;margin:0 auto}.num{font-variant-numeric:tabular-nums}.top{height:var(--size-topbar);padding:0 calc(var(--page-x) - 8px);border-bottom:1px solid var(--color-divider);background:#fff;align-items:center;gap:4px;display:flex}.brand{letter-spacing:-.01em;min-height:44px;color:var(--color-text);border-radius:12px;align-items:center;gap:10px;padding:0 8px;font-size:17px;font-weight:600;display:inline-flex}.brand:hover{text-decoration:none}.mark{background:var(--color-primary);border-radius:8px;place-items:center;width:28px;height:28px;display:grid}.mark svg{width:28px;height:28px}.back{width:44px;height:44px;color:var(--color-text);border-radius:12px;place-items:center;display:grid}.back:hover{background:var(--color-surface)}.top .tag{color:var(--color-text-muted);white-space:nowrap;margin-left:auto;font-size:14px;line-height:20px}.eyebrow{color:var(--color-primary-strong);background:var(--color-primary-soft);border-radius:999px;align-items:center;gap:6px;padding:4px 12px 4px 8px;font-size:14px;font-weight:600;line-height:20px;display:inline-flex}h1{font-size:var(--text-display);line-height:var(--lh-display);letter-spacing:var(--ls-display);margin:0;font-weight:700}h2{font-size:var(--text-h2);line-height:var(--lh-h2);letter-spacing:-.01em;margin:0;font-weight:600}h3{font-size:var(--text-h3);line-height:var(--lh-h3);margin:0;font-weight:600}.lede{color:var(--color-text-muted);margin:8px 0 0}.cap{font-size:var(--text-caption);line-height:var(--lh-caption);color:var(--color-text-muted)}p{margin:0 0 16px}.steps{align-items:center;gap:8px;margin:16px 0 20px;padding:0;list-style:none;display:flex}.steps li{color:var(--color-text-muted);white-space:nowrap;align-items:center;gap:8px;font-size:14px;font-weight:600;line-height:20px;display:flex}.steps .dot{border:1.5px solid var(--color-border-strong);width:24px;height:24px;color:var(--color-text-muted);background:#fff;border-radius:999px;place-items:center;font-size:14px;font-weight:700;display:grid}.steps .done .dot{background:var(--color-primary-strong);border-color:var(--color-primary-strong);color:#fff}.steps .cur{color:var(--color-text)}.steps .cur .dot{background:var(--color-primary);border-color:var(--color-primary);color:var(--color-text);box-shadow:0 0 0 4px var(--color-primary-soft-2)}.steps .bar{background:var(--color-border);border-radius:2px;flex:1;min-width:12px;height:2px}.steps .bar.on{background:var(--color-primary)}.card{border-radius:var(--radius-card);box-shadow:var(--shadow-card);background:#fff;border:1px solid #eef0f2}.card+.card,.mt{margin-top:16px}.card-h{justify-content:space-between;align-items:flex-start;gap:12px;padding:20px 20px 4px;display:flex}.card-h .cap{margin-top:2px}.tile{width:var(--size-icon-tile);height:var(--size-icon-tile);border-radius:var(--radius-md);background:var(--color-primary-soft);color:var(--color-primary-strong);flex:none;place-items:center;display:grid}.tile .ic{width:22px;height:22px}.swatch{border-radius:4px;flex:none;width:12px;height:12px}.row{padding:16px 20px;position:relative}.row+.row:before{content:"";background:var(--color-divider);height:1px;position:absolute;top:0;left:20px;right:20px}.row-top{align-items:center;gap:12px;display:flex}.row-top .lbl{font-weight:600}.row-top .hint{color:var(--color-text-muted);white-space:nowrap;margin-left:auto;font-size:14px;line-height:20px}.stepper{grid-template-columns:var(--size-stepper-btn) minmax(0,1fr) var(--size-stepper-btn);align-items:center;gap:12px;margin-top:12px;display:grid}.sbtn{background:var(--color-primary-soft);width:48px;height:48px;color:var(--color-primary-strong);cursor:pointer;transition:background var(--dur),transform var(--dur);border:0;border-radius:999px;place-items:center;display:grid}.sbtn:hover{background:var(--color-primary-soft-2)}.sbtn:active{background:var(--color-primary-soft-2);transform:scale(.94)}.sbtn:disabled{color:#9ca3af;cursor:default;background:#f3f4f6}.field{height:var(--size-field-h);border-radius:var(--radius-field);background:var(--color-field);border:1px solid var(--color-border);transition:border-color var(--dur),box-shadow var(--dur);align-items:center;gap:4px;padding:0 16px;display:flex}.field:focus-within{border-color:var(--color-accent);box-shadow:0 0 0 3px var(--color-focus-shadow);background:#fff}.field.is-invalid{border-color:var(--color-error);box-shadow:inset 0 0 0 1px var(--color-error);background:var(--color-error-soft)}.field.is-invalid:focus-within{border-color:var(--color-error);box-shadow:inset 0 0 0 1px var(--color-error),0 0 0 3px var(--color-error-ring);background:var(--color-error-soft)}.field .pre,.field .suf{color:var(--color-text-muted);font-size:18px;font-weight:500;line-height:24px}.field input{width:100%;min-width:0;font:600 var(--text-input-number)/var(--lh-input-number) var(--font-en);letter-spacing:-.01em;text-align:right;color:var(--color-text);font-variant-numeric:tabular-nums;background:0 0;border:0;outline:none;flex:1;padding:0}.text-in{border:1px solid var(--color-border);background:var(--color-field);width:100%;height:48px;font:500 16px/24px var(--font-en);color:var(--color-text);border-radius:12px;padding:0 14px}.text-in:focus{border-color:var(--color-accent);box-shadow:0 0 0 3px var(--color-focus-shadow);background:#fff;outline:none}.seg{background:#f3f4f6;border-radius:14px;grid-template-columns:1fr 1fr;gap:4px;margin-top:12px;padding:4px;display:grid}.seg button{height:44px;color:var(--color-text-muted);cursor:pointer;white-space:nowrap;background:0 0;border:0;border-radius:10px;font-size:16px;font-weight:600}.seg button[aria-checked=true]{color:var(--color-text);background:#fff;box-shadow:0 1px 2px #11182714,0 1px 6px #1118270f}.person{align-items:center;gap:12px;padding:12px 20px;display:flex;position:relative}.person+.person:before{content:"";background:var(--color-divider);height:1px;position:absolute;top:0;left:72px;right:20px}.av{border-radius:999px;flex:none;width:40px;height:40px;display:block}.person .who{flex:1;min-width:0}.person .nm{font-weight:600}.person .amt{text-align:right;white-space:nowrap;font-size:18px;font-weight:600;line-height:24px}.total{background:var(--color-primary-deep);color:#fff;border-radius:var(--radius-card);justify-content:space-between;align-items:flex-end;gap:12px;margin-top:16px;padding:20px 24px;display:flex}.total .k{color:var(--color-primary-pale);font-size:14px;font-weight:500;line-height:20px}.total .v{font-size:var(--text-total);letter-spacing:-.02em;white-space:nowrap;margin-top:2px;font-weight:700;line-height:38px}.total .each{color:var(--color-each-pill-text);background:var(--color-each-pill-bg);white-space:nowrap;border-radius:999px;margin-bottom:4px;padding:6px 12px;font-size:14px;font-weight:600;line-height:20px}.total .each-line{flex-basis:100%;justify-content:start;justify-items:start;display:grid}.total .each-line>.each{grid-area:1/1;margin-bottom:0;transition:opacity .16s ease-out}.total .each-line>.each[aria-hidden=true]{opacity:0}.total .each-line>.each{font-size:14px;line-height:20px}.total .each-line>.each.even{background:var(--color-primary-soft);color:var(--color-each-even);font-weight:400}.total .each-line.off{visibility:hidden}@media (prefers-reduced-motion:reduce){.total .each-line>.each{transition:none}}.btn{height:var(--size-btn-h);border-radius:var(--radius-btn);white-space:nowrap;cursor:pointer;transition:background var(--dur),box-shadow var(--dur),transform var(--dur);border:1px solid #0000;justify-content:center;align-items:center;gap:8px;min-width:0;padding:0 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16px}.tbl .th{color:var(--color-text-muted);border-bottom-color:var(--color-border);padding-top:8px;padding-bottom:8px;font-size:14px;font-weight:600;line-height:20px}.tbl .td{font-size:16px;line-height:24px}.tbl .c1{text-align:left;text-overflow:ellipsis;padding-left:20px;font-weight:600;overflow:hidden}.tbl .c4{padding-right:20px}.tbl .d{align-items:center;gap:2px;font-weight:600;display:inline-flex}.tbl .d .ic{stroke-width:2.5px;width:14px;height:14px}.tbl .tot .td{border-bottom:0;padding-top:14px;font-weight:700}@media (max-width:359px){.tbl .th,.tbl .td{padding-left:8px}.tbl .td{font-size:15px}.tbl .c1{padding-left:12px}.tbl .c4{padding-right:12px}}.section{background:var(--color-section);padding:32px 0}.prose h2{margin:0 0 8px}.prose p{color:#374151}.prose{padding-top:32px;padding-bottom:16px}.steps3{gap:16px;margin:16px 0 0;padding:0;list-style:none;display:grid}.steps3 li{gap:12px;display:flex}.steps3 .n{border:1px solid var(--color-border);width:28px;height:28px;color:var(--color-primary-strong);background:#fff;border-radius:999px;flex:none;place-items:center;font-size:14px;font-weight:700;display:grid}.steps3 b{font-weight:600;display:block}.steps3 span{color:var(--color-text-muted)}.trust{gap:4px;margin:0;padding:0;list-style:none;display:grid}.trust li{align-items:flex-start;gap:12px;padding:12px 0;display:flex}.trust .tile{border-radius:10px;width:36px;height:36px}.trust .tile .ic{width:20px;height:20px}.trust b{font-weight:600;display:block}.trust span{color:var(--color-text-muted);font-size:14px;line-height:20px}.tools{grid-template-columns:1fr 1fr;gap:12px;margin-top:20px;display:grid}.tool{border-radius:var(--radius-card);box-shadow:var(--shadow-card);color:var(--color-text);transition:box-shadow var(--dur),transform var(--dur),border-color var(--dur);background:#fff;border:1px solid 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