Terms of Use
These terms apply to your use of Utility Bill Splitter & Monthly Budget Planner at budqet.realmrift.online. By using the site you agree to them. Effective October 19, 2026.
What the site provides
The site offers free calculators that divide shared household bills between people and compare monthly spending with a 50/30/20 budget guideline, along with general articles about household budgeting. Results are estimates based solely on the numbers you enter.
General information only
Content on the site is general educational information. It is not financial, legal or tax advice and does not take your personal circumstances into account. Check important decisions with a qualified professional where appropriate.
You are responsible for the numbers you enter and for any arrangement you make with roommates or others based on a result. Always compare results with the original bills.
Acceptable use
Do not use the site in a way that breaks the law, interferes with its operation, attempts to gain unauthorized access to our systems, or copies substantial parts of the content for redistribution without permission.
Intellectual property
The site design, text, illustrations and code belong to us or our licensors. You may save and share the result images you create for personal, non-commercial use.
Advertising and third-party links
The site may display advertising and link to other websites. We are not responsible for the content or practices of third-party sites, and ads do not mean we endorse the advertiser.
No warranty and limitation of liability
The site is provided "as is" without warranties of any kind. To the fullest extent allowed by law, we are not liable for any loss arising from your use of the site or reliance on its results.
Changes and contact
We may update these terms from time to time; the effective date above shows the latest version. Questions about these terms can be sent to chlolelee63@gmail.com.